If you rent an apartment or home, you know that you’re not liable for damages to the property that are outside of your realm of control. Don’t let this give you a false sense of security- you still need to protect yourself with insurance. Renter’s insurance covers you in case of damage or theft to your personal property, and it probably costs less than you’d think. Eichelmann Insurance Agency, serving Richardson, TX, offers renters insurance to give you peace of mind.
Here’s when you need to talk to your agent about increasing your renter’s insurance coverage:
– When you make a large purchase. If you’re dropping a hefty amount of cash on an item, you want to make sure that it’s protected.
– When you move to a new neighborhood. You may wish to increase your policy if your new digs are in a neighborhood with a higher likelihood of break-ins.
– If you’re into entertaining. Talk to your insurance agent about how your renter’s insurance may cover you when it comes to liability while hosting guests at your residence.
– When your partner or a family member moves in. Remember, you’ll want your renter’s insurance policy to cover their stuff too. You’ll want to work with your insurance agent to find an appropriate coverage amount for the new total value of the belongings in your apartment.
If it’s time to update your renter’s insurance coverage, talk with an agent at Eichelmann Insurance Agency, serving Richardson, TX, today. We’ll work with you to help you make sure your belongings are protected. Don’t wait until it’s too late- it’s important to have your renter’s insurance policy in place before you need it.