3Unexpected Things That Are Covered By Home Insurance

When most people in Dallas, TX think about home insurance, they associate it tragedies, such as a house fire or trees falling on the house during a storm. It’s often easy to forget that not only is home insurance essential for these situations, but it covers a lot more. Here are a few of the unexpected things that are covered by home insurance.

Dog Bites

Whether your dog tends to get overexcited by your new neighbors or he isn’t too fond of the cable guy, your homeowner’s insurance can be your saving grace should your dog bite anyone. The majority of home insurance policies extend to dog bits, ensuring you that your beloved family pet will not be the cause of extensive debt.

Accidents, such as Slip & Falls

If you forget to shovel the driveway before visitors arrive and someone slips and fall on the ice, you may be liable for the cost of their injuries. The same applies to almost any type of accident that occurs to your guests while on your property. Unfortunately, you may also be responsible for accidents that happened to uninvited guests, such as a door-to-door salesperson. Good news is, your homeowner’s insurance generally covers these accidents.

Dorm Room Theft

When your child moves from your home and into a college dorm, they typically bring a lot of valuables, including laptops, clothing, and jewelry. Unfortunately, a college dorm isn’t always protected against burglary-it can happen, but the good news is, your homeowner’s insurance will often cover the losses.

Residents in and around the Dallas, TX area interested in learning more information about homeowners insurance should contact Eichelmann Insurance Agency.